This short quiz is designed for professionals in banking and finance to assess their level of English. It takes around 4 minutes to complete, and we will send the results to your email." Name Email An “IPO” (Initial Public Offering) means: Issuing new bonds Merging with another company A private company going public A company's stock buyback None The U.S. economy added only 12,000 jobs _______ October 2024. TO ON AT IN None What are the past form of verbs "Fall", "Buy", "See" Fell, Bought, Saw Felt, Buyed, Seen Felt, Bought, Seen None To succeed in attracting customers (________) competitors, a unique brand story and superior customer service are essential. FROM INTO WITH IN None The economic adjustments aim to ________ inflation across sectors. Bring down Cut over Fall out None "Portfolio diversification" helps reduce: Gains Equity Risk Profits None "The Fed’s next moves are now anyone’s guess": what does this mean? Fed’s future actions are unpredictable or uncertain. Fed is guessing to reduce the interest rate. Fed will increase the interest rate. None The insurance industry is moving quickly to keep up ______ rapid technological changes. ON FOR WITH TO None In financial terms, "LIQUIDITY" refers to: The amount of debt The total value of assets divided by liabilities Ability to meet short-term obligations Profitability of a company None “Fixed income” securities primarily include: Stocks Commodities Bonds Mutual funds None The unemployment rate held steady ______ 4.1%. AT IN FOR UP None The term "bear market" describes: Stable stock prices Volatile stock prices Declining stock prices Rising stock prices None “ROI” stands for: Revenue over Inflation Return of Income Return on Investment Rate of Interest None The ________ reason for wage stability is that the labor market remains firm. Policy Underlying Forecast None What does "equity" refer to in finance? A company's debt A company’s expenses Cash flow Ownership in a company None In finance, “MATURITY” refers to: A stock’s value The bond issuer’s name The interest rate on a bond The end date of an investment None In the image above, what does the "SPREAD" mean? Difference between yield and Interest rate The maximum of yield Interest rate divided by yield None What is the correct way to ask for the time? You have the time? Do you have the time? What time you have? Do you know what time it is? None "Market capitalization" is calculated by: Multiplying the stock price by outstanding shares Adding a company's total liabilities Subtracting debt from revenue Dividing assets by liabilities None The Chinese stock market ______ since January. Increased has been increasing increase is increasing None The phrasal verb "Fall short of" means: Not meet expectations Decrease slightly Reduce expenditure or activity None If you (offer) __________ personalized experiences, customers (return) __________ to your brand more frequently. 1) Offer; 2) Would return 1) Offer; 2) Will return 1) Offered; 2) Return 1) had offered ; 2) Will return None The “P/E ratio” is used to assess: A company’s asset value The profitability of a stock The stock price relative to earnings A stock’s risk level None The term “blue-chip stocks” refers to: Stocks with a long history of profitability Technology stocks Small, high-risk stocks , high dividend Recently launched stocks None A company’s “gross margin” indicates: Profit after taxes Profitability after deducting expenses The percentage of revenue left after cost of goods sold Total revenue None Time's up
